**Pathway$ Calculators**

**KPIs**Key Performance Indicators

A KPI is a measurement or a list of items that indicate the health of your finances and the health of your overall household estate. Completing the KPI list is designed to position your household for generational prosperity.

**DTI**Debt-to-Income Ratio

A** DTI** is one way lenders (including mortgage lenders) measure an individual's ability to manage monthly payment and repay debts. DTI is calculated by dividing ** total recurring monthly debt** by

**, and it is expressed as a percentage.**

*gross monthly income***Financial Assessment**Take a current financial assessment

A financial assessment is a tool for viewing the financial condition of an individual or a business at a particular moment in time, and comparing that to the **Kingdom Financial Matrix**.

**Middle Class Trap!**

Is when people **Buy their wants** but end up **Begging for their needs**. Pathway$ is a program engineered to encourage financial behavior correction. Learn how to plan **your ** financial spending from "**Real Numbers**."

**Simple Interest** Calculate your simple interest ** Here!**

**Simple Interest**is money you can earn by initially investing some money (the principal). A percentage (the interest) of the principal is added to the principal, making your initial investment grow!

**1**Initial Investment Amount

**2**Rate of Interest

**3**Frequency of interest calculated

**4**Duration of loan/investment

**Compound Interest** Calculate your compounded interest **Here**!

**Compound Interest**is interest added to the principal of a deposit or loan so that the added interest also earns interest from then on. This additional interest to the principal is called compounding.

**1**Initial Investment Amount

**2**Rate of Interest

**3**Frequency of Compounding

**4**Duration of loan/investment (in Years)

**Retirement** Estimate what you'll need to retire, **Here!**

**Retirement Calculator**is a simple calculator that generates a projected retirement amount based on the money

**you**want to retire with. Calculation is based on either current amount or estimated contribution.

**1**Initial Investment Amount

**2**Age at Retirement

**3**Interest

**4**Desired Retirement Amount