"Don't let a sense of entitlement tempt you into purchases that don't support your long-term financial goals!"- Derrick and Zelphia Raines

Meet the Directors

Derrick & Zelphia Raines

Our mission is to help people realize financial prosperity using their current income. Our method is teaching individuals how to understand and apply spiritual and natural principles in a way that positions them to experience financial progress in both the short and long term. We have helped numerous families reach their financial goals and we look forward to partnering with you on your journey to financial success.

"Undoubtedly you'll have to live with the future you regardless of what financial choices you make today."

-Derrick Raines

Pathway$ is a financial literacy program designed with you in mind. Our goal is to help you achieve financial freedom in your life!


Click Here to watch the Testimonies!

-"Pathway$ helped me to streamline my bills and now they are paid by the first of every month."

-"With Pathway$, we were able to secure a rental property and another home!"

-"We were able to take much needed vacations without missing a beat!"

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